The Consumer Financial Protection Bureau and VA are issuing their first, "Warning Order," to service members and Veterans with VA home loans. If you have a VA home loan, then there is a good chance that you have already come into contact with unsolicited offers to refinance your mortgage that appear official and may sound too good to be true.
VA loans are issued by private lenders and guaranteed by the U.S. Department of Veterans Affairs (VA). The VA Home Loan was created in 1944 by the United States government to help returning service members purchase homes without needing a down payment or excellent credit. This historic benefit program has guaranteed more than 22 million VA.
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VA Loan Limits : 2019 Current VA Limits for TEXAS Counties. Although VA guaranteed loans do not have a maximum dollar amount, lenders who sell their VA loans in the secondary market must limit the size of those loans to the maximums prescribed by GNMA (Ginnie Mae) which are listed below.
Wells Fargo Lowers Credit Requirements for VA and FHA Loans. – Wells Fargo has lowered the bar for popular government-backed mortgages, stirring hope among consumers with credit scores that have taken a beating during the recession. wells fargo, the largest mortgage lender in the country, said it will begin accepting credit scores of 600, down from 640, for VA and FHA loans.
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